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Credit is a Human Right!

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The FICO credit scoring system leaves over 26 million Americans credit invisible

In 2015, Congress declared credit scoring to be a monopoly controlled by just one organization: FICO — which provides credit scoring for more than 90% of top domestic lenders. The FICO credit scoring system leaves over 26 million Americans “credit invisible” or not credit worthy; along with, an additional 19 million not being worthy due to having no credit score.

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“Our basic philosophy is that all humans should have fair access to capital and financial resources.”

— James E. Peacock, Founder of Northeast Capital Fund I, LLC

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